Welcome to Angels of Debt!

Angels of Debt  provides clients with several options to eliminate bad debt. Our experts will evaluate your unique circumstances and will NEVER recommend a program that is not  suited for you. 

Our Angels listen closely to our clients to understand their needs and use lessons learned to constantly improve our services. The goal is to get you out of BAD and help you to accumulate good DEBT, which may result in wealth and financial security.

Many people think that any debt is bad and that it should be avoided and/or paid off as quick as possible. This is a common misconception that deserves to be clarified. There are two basic types of debt that people incur. There's good debt which can provide long-term benefits; and then there's bad debt, which simply adds stress to a person's life. So how do you know the difference?...
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Be Thankful for… Your Debt?

Norman Balassiano, Angels of Debt

Meeting with clients over the years, I have come to realize that it takes a certain level of intelligence – and even blessing – to accumulate a large debt. For example, I’m sure a homeless person would be thankful if he were living in a warm cozy house but couldn’t keep up with the mortgage payments, wearing clean comfortable clothing but was three months late on his Macys bill, and driving a clunker that maxed out his Sunoco gas card every time he filled up a full tank....More

Finance, Lease
or Buy Outright?
Should lease or buy a car? Conventional wisdom says... Read»
Ways to Improve
Your Credit Score

The First Rule for improving your credit is knowing what is being reported on your Credit Profile. To properly evaluate your profile, you will need a... Read»

Making Home Affordable
If you are having a tough time making your mortgage payments for reasons not related to unemployment, you may... Read»

Self Help
The first step toward taking control of your financial situation is to do a realistic assessment of....
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Options & Solutions 
in Unsecured Debt
If you are having difficulties making your monthly credit card payments... Read»

Retirement
Investing for retirement is more complicated than opening an IRA or maxing out your 401(k). In fact, according to a 2010 survey by Charles Schwab ... Read»
 
What is Coaching? 
Several people have asked me, "what is a life or personal coach and how... Read»



Debt Consolidation
You may be able to lower your cost of credit by consolidating your debt through a second mortgage or a home equity line of credit. Remember that these loans require... Read»
 
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